It is a matter of public record. There is one in your province of B.C. It's First West Credit Union. It is going through the process.
Three have completed the process: one in B.C., one in Saskatchewan and one in New Brunswick. That's three out of nearly 200 institutions. That's a pretty small percentage of the overall market.
I don't necessarily want to comment on any individual cases. I can tell you that in the case in B.C. right now, they are in constant contact with OSFI and with officials here in Ottawa and are doing their due diligence in order to complete that process.
That's just one example. We want to take the learnings from that and the other processes we've seen over the last few years and just make the case that it has to be made easier and less time consuming, frankly.