Could I expand on that very slightly?
Probably one of the reasons we have that higher approval rate—and it's really a benefit of doubt application of that concept—is that there are several areas where, whether the individual can put the injury report on the table or not, we're providing that benefit of doubt. Psychiatric injury is one such case. If they've been in a service where they could have experienced that, we give them the benefit of the doubt and provide benefits through the rehab program. Musculoskeletal injuries are another case in point, and hearing loss is another. That means they get access very quickly to treatment benefits that they need under the rehab plan, without that further heavier level of challenge around making the connection.