I think it would help the performance of the whole portfolio, not just of the board. If the whole portfolio feels the pressure is on to get the job done, to move, obviously it will also affect the board and VRAB. In that sense, VRAB is part of the portfolio and it will be there to do the job. What the ombudsman's office will probably do for the board is provide it with important feedback on how it's doing its job and on areas in which it can improve processes in the short and middle term.
The bill of rights, I think, will be an automatic buy-in by the board, because that's our business. That's what we're in: servicing, recognizing rights. I think it's going to be an important component.