We've had a fair bit of discussion around needs-based and entitlement-based services. I want to follow up.
One of the things I've found with seniors is that it isn't always about the money. For those who have the money, it's about the availability of the service. I don't know if you have a comment about that.
In fact, for many seniors, if they have the financial wherewithal, it is not that they feel they shouldn't--in fact, most of them feel that they should, because they've been blessed in this great country with a number of things. But one of the things they often don't have is the access, or the road map for how to get to the services they actually need. I don't know if you have any comments on that.