That's an excellent question and one that we're currently struggling with.
We rely to a great extent on the clinical expertise of the veterans health administration to advise us on many of the claims that we receive from veterans. Yes, it is much easier to award disability compensation based on a bullet wound or an amputation. We are continuing to try to get ahead of the curve on gaining an understanding of PTSD and providing training to our veteran service representatives who process disability claims. But this is an ever-evolving area of focus. Right now we think we're doing a reasonably good job, but we know that we still have a lot to learn.