I just wanted to clarify a couple of things.
Thank you so much. I don't want to talk because it's taking my time, but we really appreciate your coming and trying to make it so that we all understand the same facts.
On the VIP program, when it comes to the spouses getting the program, the commitment was made that everybody would receive the program. But that's not correct, because it's really income tested. If you have the $1 million house and $5 million in the bank and you ask for the VIP program, frankly, you're not going to get it. Am I correct?