If I may add, on our website we have a pension calculator. When you use it, when you put in the numbers, it gives you the two numbers, up to 65 and after 65, so it's in black and white. I was recently playing with numbers, and I would say that most members, before retirement, will go to this pension calculator, which is very user-friendly, and will get the information. Again, it's very black and white: up to 65, here's what you're going to receive; after 65, here's what you're going to receive. And it explains the difference between the two. I think that tool has really enhanced the communication with our membership at large.
On November 17th, 2009. See this statement in context.