Okay.
I have just one other thing. Mr. John Labelle was here at our last meeting. He was a financial counsellor for the Maritime Command. He was counselling the members about their pensions and all of that, and he himself was unaware of the so-called clawback that people referred to. He was a financial counsellor in the service and he himself was unaware of it. It just shows you that somewhere, wherever this was in your documentation in the past, it certainly wasn't very clear when your own counsellors were not preparing people for that change and that reduction. So it's a significant part.
I realize we can't hold everybody's hand and people have a responsibility, but pensions are extremely complicated, as I am learning in some of the work I'm doing as a critic. So it is difficult, and it's up to people to get better educated, but the disabled part is what gives me the biggest concern. I do hope that somewhere, whether it's through this committee or through another source, we're able to get this issue a bit better coordinated so the disabled are not the ones who end up being in more difficulty than they currently are.
I think my colleague has a question.