You probably don't have a very definitive answer to this, but in terms of the number of people who see their total pension benefit reduced at 65, when the bridge benefit disappears and CPP kicks in and they go from one source to two, our information is that for most people, their total benefit, which is what we are really talking about here, does not decrease. In fact, it stays the same. In my particular case, it's going to go up by $300 a month because I've contributed to CPP from 47 to 65.
Do you have any feel for the numbers for folks who do get less?