That's pretty much correct. The insurance principle underlies them, but there's also the alignment with SISIP, the service income security insurance plan, which is an insurance-backed and insurance-based system. I think it's Manulife. Veterans Affairs aligns their programs with the constraint and restraints that are inherent in the SISIP program, which is an insurance program. I would hesitate to say it's all of the economic benefits, because I'm not 100% positive of that, but virtually all of the income-type programs are insurance-based, although they are moving intentionally to a needs-based approach on these things. However, the constraints that are based on an insurance principle remain: 2% a year, taxable, and that sort of thing.
On November 19th, 2009. See this statement in context.