That's why we always have a problem with it.
When we get into our discussions, and it comes up several times, oftentimes we hear—and you've alluded to it today—the fact that when somebody receives a disability, or core payout or whatever, for the pain and suffering part of it, that it should not be considered as an income. Forget the taxing part of it, it should not be considered as an income. I'm just looking for your thoughts. I can't really hear my question now, and that's part of what my problem is today. I would say to you that is a repeated point that's raised in several quarters. I'm just wondering what your thought is on the treatment of disability as an income.