Thank you. I'll share my time with Mr. McColeman.
Thank you again to our guests for attending today.
Mr. Maguire, some of the veterans you've discussed this with... One of the themes we've had out of our study is the lump sum benefit that is paid for pain and suffering. I'm wondering what your thoughts are on that, and what are the thoughts on the lump sum payout from some of the people you have discussed this with and represent?