Given the factors I indicated, such as how much would be required for an annuity and the $15,000 in tax-free cash and all that, you're guaranteeing that if somebody dies any time after the 30-day period, they're still going to hold, whether they receive this death benefit or not, the exact same amount of money or compensation because of the overall system. Is that what you're guaranteeing?
On May 6th, 2010. See this statement in context.