Thank you very much for being here and thank you for the work you're doing on behalf of the many veterans in our country.
I continue to have great concerns about this lump-sum payment issue. I can understand in theory why people would have thought it was a good thing, but what I've been hearing clearly from the majority of people is that it is not a success. Is there a reason you have not released any of the analysis that has been done on the lump-sum payment program?