I could maybe respond a little bit.
The table of disabilities is on a website. It's available to clients. That's the tool that's used, and it shows very comprehensive criteria around how we assess disabilities. It ranges from 0% to 100%, depending on the type of disability. It focuses on loss of function, the ability to do activities of daily living, which is different for different people. It also looks at the quality-of-life impact. There are very comprehensive criteria for that. It's the pension adjudicators who determine the level of assessment.
What I would suggest, if there is interest in understanding a little more about how the table is applied— because it is very comprehensive, very transparent, and we've worked on it quite a bit to explain it to clients, but also to make it available to the public so that they can understand how we arrive at our assessments—you might see some value in our taking you through some cases, if you like—