Good morning, everyone.
My question will deal with three different things. I will put them to you, and then you can answer. I will be quick because I do not have much time.
On one hand, you have a good assessment table for evaluating the needs of veterans, but the process has some grey areas. As you know full well, certain cases are contested. Some cases are contentious. Take, for example, someone who, 10 years after leaving the Canadian Forces, notices some back pain. He may not necessarily have undergone a medical evaluation while he was in the Canadian Forces. As you know, cases like that are typical. After some ten years, the person comes back and says that their back pain stems from something they did while on a Canadian Navy ship. That kind of case is contentious.
I would like to know the percentage of those cases. We are aware of certain cases in which the person has been fighting a long time for a disability pension. Now, they have to go up against the entire system to get a disability pension. Those are specific cases. What can be done to settle those cases. How do you assess them?
On the other hand, I want to talk about the lump sum payment and financial advice. As you know, prior to 2006, there used to be the monthly pension payable for life. The new charter sets out lump sum payments and a disability pension of 75%, which is a different amount. I am not sure whether you can give me a ballpark figure, but let's take the example of a 25-year-old who receives a payment of $260,000 and invests it according to the financial advice he gets. You know that there have been some serious complaints: in some cases, 22- and 23-year-olds had spent all their money after two or three years. I have a 21-year-old son, and I do not think I would hand over a large chuck of money to him at his age—let us be clear.
In cases where young people seek financial advice, how do you assess those amounts? With an estimated amount of $260,000, which is the maximum, how do you determine the specific income until the age of 65, for example? Also, would the person not have received a larger amount before 2006, as opposed to the lump sump assessment? I would like to hear your thoughts on that.
Furthermore, last week, we heard from an individual who had suffered from post-traumatic stress. What struck me—and I used to do case work—was the lack of support for natural caregivers, such as his spouse, as well as the lack of information. Obviously, it requires a certain level of confidentiality, an agreement, because the case is ongoing. That being said, there can still be an agreement with the client to at least provide more support to the natural caregiver, in other words, the wife living with the person suffering from post-traumatic stress.
I was also struck by some of the things she said: she had not had much contact with the Department of Veterans Affairs regarding the situation, she had not received much information and she felt as if she had been left out in the cold. And she had discovered that her husband was a bit different because of his mental health problem.
I would like you to answer those three questions, please.