People are always talking about the lump sum payment as being significant, but a lump sum amount of $269,000 is only granted in unique cases. Let us face the facts: not everyone is deemed to have a 100% disability rate. That means that someone whose disability rate has been set at 10%, 12% or 20% may receive a lump sum amount of $50,000. If that person cannot be retrained or go back to school and get a college diploma, then he is left to fend for himself and nothing happens; he has no other salary. Can someone like that continue to receive an amount corresponding to 75% of the gross salary on a permanent basis, like others can? I think your son is receiving it because his disability has been set at 100%, or almost.
On May 25th, 2010. See this statement in context.