I do not have any figures on that I could provide you with. All I can tell you is that in terms of the monetary amounts paid, these amounts are paid based on assessment tables and so on, according to the degree and extent of disability. I don't think there's any indication right at the moment that those amounts would be lower than the assessments that would have been made in the earlier era.
In terms of whether or not, in the longer term, savings might be realized through the advent of the charter, there's been no study done on that as of yet. Obviously, over time there may be more information available to us on that.