Thank you very much.
Welcome to Ms. MacCormack and Mr. Butler.
I want to get into part of the transition DND and Veterans Affairs activities. That's where it seems to need a lot of additional work.
I want to start with the point Mr. André mentioned about the lump sum. I think it's fair to say we're all picking up more information on that as being problematic. Family members will say that due to their condition, age, or whatever, perhaps they didn't fully understand the implications of receiving a large cheque at one time.
I guess my comment and question would be fairly similar. Are you noticing any additional impact or inquiry in that way? If so, what kind of additional advice or caution will be looked at in that regard? That's my first question.