What I mean by the challenge of accessing services is that if you're an individual, for example, do you know you have a problem, and do you know where to go if you have that problem? That's one aspect, and it's based on the individual.
Once you have identified that you potentially have a problem, whether it's depression or PTSD, how do you access service? The challenge, in my experience, is that in the military context they provide comprehensive health care, so to access service it's always the same person within their health care system. Once you become a civilian, it's a little bit more complicated, because in general you can't access specialty services without going through primary care. You have to see your family doctor first and then be referred.
As you're probably aware, in Ontario and probably across Canada there are many civilians, including veterans, who don't have a family doctor. It's that process, in terms of accessing care. If you want to see a psychologist, that's not covered by medicare, so to access psychotherapy, you would have to have an entitlement in order to have it paid for. If you're working full time, in another aspect, it would be paid through your private insurance.