Yes, and specifically, one number struck me: you said that 99% of the applications--I think for a disability award--were rejected. I think if you're able to compile some data amongst your members, that would be helpful.
There was one other point I wanted to go back to. In your presentation, you talked about a 4% pension and a 4% lump sum payment for an issue you'd heard about--for someone's back or something like that. I wasn't sure if you were speaking about yourself or in general. I wonder if you could tell the committee a little bit more; I think you did 25% divided by 10, times five or something like that, and you got to 4%.