Yes, Mr. Chair. Thank you.
I'm trying to understand the needs-based approach from, I suppose, a business background, because I think it could be a significant contribution to the report we come up with. So I'm going to ask you to briefly comment and help me. It seems that a needs-based approach would be different for almost every individual in the needs being assessed. How do you project what those needs might be?
I mean, to me, there would obviously have to be some parameters and thresholds for awards. There would have to be different things in order to project financial responsibility on something like this. I accept your numbers in terms of the percentages of people, and I understand that you can quantify that, but to me, what would be very difficult to quantify for is the person whose needs are that they have six children who all want to go to university to get a Ph.D. How would it be for an individual who has no children and wants to do that?
In this model, I guess I'm asking you two things. One, do models for this type of system exist in other countries in terms of how their systems are set up? Two, if not, are there other models you could direct us to?