Yes. In the dialogue they have with the counsellor, that's clearly explained to them. The counsellors are there as a service to them. They would be very inquisitive and would ask if the person understands. If the person still does not understand, we mail to them all the information relevant to the program and ask them to complete the financial analysis. Then we respond to them, either in writing or by telephone, to tell them whether they are eligible or not.
On November 17th, 2011. See this statement in context.