Exactly. The lump sum disability payment options that were introduced are a good example of that. If you recall, there was concern voiced by different quarters over the last couple of years that the lump sum payments being made to veterans were perhaps not being utilized as effectively by those individuals as they might be.
The response by the government at the time was to understand what the issue was and then to introduce payment options. Now, as some of you may be aware, the veteran has the option to receive either a lump sum—or some of the benefit in a lump sum and in annual instalments—or to receive it all on the basis of annual instalments over a period of time.