Thank you very much, both of you, for being here.
Mr. Griffis, I'll begin with you, if I may. You said a lot of very interesting things on indexed pensions and so on, but the one thing I'd like to focus on is your comment about no support or very little support for caregivers and spouses.
You started to tell a story about Mrs. Blizzard, but in your presentation you really didn't have enough time. I wonder if you would like to expand on Mrs. Blizzard and that particular case to give us all a clearer understanding of what you were talking about.