Thank you, Mr. Chair.
It's good to see you guys again. It's always interesting, always challenging, and that's the way it should be. I appreciate that.
I guess anybody could answer this, but Mike, I'll probably ask you. With regard to the ombudsman's report, we put a lot of stock into what he does and so on. Do you think we should simply take every one of the ombudsman's recommendations and implement them regardless of anything else?