The other point to that is that some of my other peers took their maximum payout all at once and they decided to build a home for themselves. You know what? That's totally fine. You can go and build yourself a home, but spending $400,000 or $425,000 on it.... I don't know. That's a little too much, let alone the property taxes, the heating costs, and everything else that's going to go into that house that you've just spent a huge chunk of your payout on. You might not make it.
On March 27th, 2014. See this statement in context.