Thank you, Mark. I don't think there's anybody around this table who could begin to imagine what you've been through, nor do I think they would have the courage to face the future with the same courage that you're facing your future, but I do hear some anxiety in your voice about what might happen to you.
You spoke of the inadequacy of current programs and your concern about the adequacy of programs when you reach 65. You talked about the earnings loss benefit, 75% of your pre-released salary, ending at 65, and then going on to, essentially, CPP. If you don't become a lawyer—and let's think about all those who may not have the aptitude that you do, who come out with the same kinds of injuries and can't go on to be a lawyer, which, presumably, would give you a more solid retirement income—and if you're not able to accumulate CPP benefits through employment until you're 65, you could be left with virtually nothing at the age of 65. Is that correct?