Thank you very much, Charlotte.
What we're going to do is a little different; we're going to go a question at a time.
What I'll do to make sure that each party is involved is that we'll do the regular rotation for the first three questions. So Mr. Stoffer first, then you, and then Uncle Frank over there. Then we'll just go by hands. After the three questions, it will be show of hands, and the clerk will take note.
You have just one question if you would, Mr. Stoffer, please.