Thank you.
I have a question regarding the lump sum. If we go back a number of years, when we were looking at the new Veterans Charter and the changes to it, almost every witness talked about the lump sum. Instead of having it in one chunk, they wanted it broken up into several installments. I'm wondering if you could give us an update on what that looks like now. What is the percentage who want it in a lump sum, and what is the percentage who want it in an installment or annuity format?