Thank you very much.
The example that was given of the critical injury benefit was a paratrooper whose chute doesn't deploy properly. He's injured upon landing and undergoes multiple surgeries, but after a one- or two-year recovery period, his disability is small. However, he went through one to two years of significant recovery and trauma. You're saying that the critical injury benefit would be of great benefit to him because of that traumatic period of recovery, whereas the disability award might actually be small because, if he recovers for the most part, then the disability award would be small.