My second question is for Mr. Gray.
You spoke about reduced incomes after age 65 based on the percentage. I believe it was decided that the amount would be reduced, based on the fact that veterans would also have access to an old age pension.
In your opinion, should the reduced incomes be limited to the amount of the old age pension, meaning that if what the person loses is higher than the amount of the old age pension, the reduction of the retirement benefit would not be higher than the amount of the old age pension that he or she is currently receiving?