I have been intimately involved with helping a number of veterans. This particular veteran was released from the Canadian military with the diagnosis of a mental disorder. The Veterans Affairs counsellors in that region did a super job. They did what they are supposed to. They counselled him about six months before he took his release and they pre-qualified him for all veterans care programs. That is as far as they could go, because SISIP long-term care kicked in. He gets 75% of his salary before he took his release. That is what he lives on. He cannot get veterans independence program services. He cannot get money for drugs. He cannot get money for his wife to take further education so they can enhance their income.
That is the barrier of this mandatory Canadian Forces-wide insurance program. You really should study it. Get the SISIP people in here to explain it. The policyholder is the Chief of the Defence Staff.