Yes, I could give you an example. There is the income replacement benefit, which is a very good program, formerly the earnings loss benefit. The education and training benefit is another one.
There are certain eligibility criteria for those programs. The time of service is calculated differently for regular force members and reserve force members. We've received a couple of complaints related to what is now the income replacement benefit that suggest that, not intentionally but when those eligibility criteria were developed, they ultimately resulted in what is an unfair scenario for reservists.
I can give you a quick example. For regular force members who are released medically after 30 years of experience and are eligible for the income replacement benefit, that income replacement benefit will be calculated based on their salary at the time of release.
In the case of some reservists who go on and come off of different classifications of service, different types of service, which is very complicated, they may suffer an injury.
For that regular force member, that initial injury may have been suffered 15 or 20 years previously, but may have been aggravated to the point where they could no longer serve and there might be diminished earnings capacity.
For a reservist, that individual may have suffered an injury 15 or 20 years earlier at the rank of corporal, and may have released at the rank of chief warrant officer because they were no longer able to serve. Their income replacement benefit is based on rank and salary at the time of injury. You advance 15 years and you have a wife and two kids, a mortgage and perhaps are putting kids through school and those types of things.
That's one example of a really good program for which it appears, in the cases that have come before us, that we'd probably need to look at the eligibility criteria.