Oh, can I ever. I'd be happy to.
First of all, let's talk about the bringing in of the Pension Act once again. The Pension Act is based on $32,000 tax free at 100% disability. The average PTSD pension so far is about 30%. That means you would receive 30% of the $32,000 tax free for the rest of your life. It's pretty hard to live on $1,100, and you wouldn't be entitled to the old program called the exceptional incapacity allowance because you have to be over 98% disabled to receive that, so you wouldn't get the extra $1,500 or $3,000 a month.
Just going to the old Pension Act isn't the answer for those suffering from PTSD. The thing is, if you have PTSD and you've been deemed totally and permanently incapacitated—and they're changing the name of that—then I would suggest that if you're totally disabled, you should be moved up to 100% and then offered the Pension Act at $32,000 and offered the exceptional incapacity allowance, which is another $32,000 or $3,000 a year tax free. Then your superannuation pension, if you have that, isn't deducted as it is now on the earnings loss benefits.
We need to have the committee look at the fact that not everybody is at 100% disability.