But if I can, we do have a disability award. We have an earnings loss benefit, because if an individual is injured and they're unable to work, then they are losing income.
When you asked about programs on top of programs, a new program, which was introduced in May in supplementary estimates (A) and listed as a grant, was the retirement income security benefit. Essentially those benefits stopped at age 65 and the question, rightly so, was what they were going to do after 65; hence, there was an examination of that and a determination that there should be a benefit that would extend beyond age 65.
The other new benefit that you would have seen is the critical injury benefit. Last year, an individual was injured in an explosion of some sort overseas. There are cases where individuals would be severely injured, and it would be sudden and traumatic. They could be hospitalized overseas for a long period of time and then back in Canada they'd be unable to function the way they normally did. Normally our disability awards are finished when a condition has stabilized. Due to the miracle of modern medicine the individual who was so severely injured could be put back together, be back at work, and fine. But during that period of time when they were hospitalized severely injured, and the family was going through such trauma, there was no compensation for that. The critical injury benefit was the compensation to deal with that, and it's a one-time, tax-free payment for that one incident.
When you ask if the benefits are stacked on top of each other, in some respects it may seem that they are but there was no benefit to deal with that particular thing. Disability awards are meant to deal with a condition that has occurred. A decision's made, the disability has stabilized, and then your award is based on a certain.... For example, earnings loss is based on lost earnings and your ability to earn in the future.