Absolutely.
Every member of the Canadian Forces, since 1982, has been mandated into the long-term disability plan through SISIP. This is a government-provided plan. They also have the option for other SISIP products for optional life insurance.
If they're medically released or they apply for non-medical release for a medical condition, that disability plan guarantees them two years' worth of income, up to a maximum of 75% of their previous income. It's adjusted if they have a pension, as per any disability plan in society, and the same with the rest of our federal government colleagues
In that two-year period, they go through vocational rehab through SISIP. If they stay on that plan, it's based upon whether or not they're determined to be totally and permanently incapacitated. We have individuals who've been on that plan for in excess of 20 years. That plan carries forward as long as the need is there. That's the macro piece.
Their application is once going in—you asked about that—and they're enrolled. It's kind of a one-stop shop. They'll do that at the JPSU, because once there are medical conditions, they'll apply it. It's managed administratively through SISIP Financial, and the insurer is Manulife that provides the service.