Over the course of the last few years, we have made a few recommendations for reducing complexity. In fact, when you look at the diagram, it is not as difficult to understand.
I think what we're suggesting here is that when you interview people from different countries that you ask specifically the “how” and not the “what”. It is not necessarily how much money they get, but how they simplify their access to programs, how they ensure that benefits are paid where and when they are needed. It's those sorts of questions, as opposed to typical money matter sorts of things.