I also wonder if the U.S. government has considered the option of replacing monthly disability benefits with a lump sum payment. We had a change to our Veterans Charter back in 2005-06, and when service personnel are injured, they can opt for a lump sum. There has been some concern about that. It has its challenges. For example, young individuals receiving a large lump sum don't think ahead to the time when they will be 50 or 60 years old and may need that money for special medical or counselling services, but the money will be gone and the supports will have disappeared.
Have you considered that option, and if so, are there advantages or disadvantages from your perspective?