Yes, it's the old government game. If you can guess what you are entitled to, then maybe, if you put it in the right format, you might get what you've earned. I am very familiar with that.
Ombudsman, you talked about financial security and the various programs. I wonder if you could give an opinion in regard to the three primary methods of compensation that are currently in place for those who are medically released. There is the lump-sum payment, such as the disability award, along with the adequate income replacement measures. There is the lifetime monthly benefit, and third, the convertible pension, whereby the veteran can receive the lifetime monthly pension and then convert it into a lump sum.
Can you comment on the advantages and disadvantages? In regard to some of the pensions, I understand that benefits—medical services, etc.—have been substituted for some of the monetary things. When I start to look at all the possibilities, I'm trying to figure out whether veterans are further ahead or behind.