It's good to see you again. Thanks for being here.
I'd like to talk about the monthly pension side of things to get a little clarity there.
The maximum lump sum amount is $360,000, with a monthly payment of $1,150. Nothing else has changed as far as determining the lump sum amount is concerned. It's tax-free, and determining the degree of disability hasn't changed.
However, under the Pension Act previously, which had exactly the same objectives, the amount was $2,793 for a single individual without children. Here we're looking at $1,150. What's the rationale for that?