I see. If I understand correctly, the decision was made because you obviously didn't know the future. There was an uncertain future.
Just so I can have a little bit more context, what would help me is this: What percentage or how much would you have had to pay in order to receive these benefits? What kind of benefits would that have entitled you to? I gather that those benefits would disappear on Mrs. Pinsent's death if she were to pass prior to you, Retired Staff Sergeant Pinsent. Is that right?
Could you just walk us through that please, just so I have an understanding? Can you give an example? If had you paid x amount of dollars, what would you have gotten per month, where if she were to pass first, then you would have nothing?