Mr. Glenn, I'm sorry to interrupt you. It's time; your five minutes are over.
I know that you have a lot more to say, and members of the committee will ask you questions until three o'clock. As we know, it's an important subject, an important study, so I'm sure members of the committee will have a lot of questions.
I'd like to start a round of six-minute questions, and I'll start with Mr. Frank Caputo.
Also, I'd like to ask all members to direct the questions to one of the members as individuals, the National Association of Federal Retirees, or maybe the veterans association with Mr. Glenn. You can answer right away if the question is addressed to you.
Mr. Caputo, please go ahead for six minutes.