It has just made us try to figure out why. If I stayed married to my wife, who cheated on me, and I lived common-law with Kelly for the next 20 years, when I passed, my ex-wife, who cheated on me, would be entitled to my pension benefits. It just does not make sense.
Kelly and I chose to be together, and I wanted to put her on my pension as a survivor. I was told that if I wanted to take some of my money, of which I'm living cheque to cheque, and pay 30%, 40% or 50% of that, she would get a survivor benefit of a very minor amount. I don't even know how much that is, because we can't afford it. Fifty per cent of my pension is just ridiculous to try to make ends meet.
I hope that answers it.