I'm not sure which of the women who presented would best give this answer.
When that decision is made by a veteran, are they counselled in the fact that, when they make that sacrifice and put that money aside, if their spouse were to die then those funds would no longer be available? I would think that they would then invest that personally, rather than lose that as a possible means of income.
That's for Ms. Garrett-Baird or Ms. Tattersall.