Mr. Speaker, I would ask the hon. member to look more carefully at the technical paper that was presented. I think it does explain.
First, it points out that under the proposal for a two tier system, 70 per cent of those who receive unemployment insurance would not be affected in any kind of way, but those who receive basic insurance would have the same formula attached. It is only those who are basically using unemployment insurance every year.
This is an important difference. What is really happening and has happened is that 40 per cent of UI users are frequent users. That means it is no longer an insurance program. It has become an income benefit program. Perhaps it is very much needed, perhaps it is very much necessary, but it is no longer based on the fundamental insurance principle. It has become an income benefit program. As the hon. member would know, every income benefit program has some test applied to ensure that those who are very wealthy, those who have a lot of money, do not use the system as it is not supposed to be used.
That is simply the proposal to which we are asking Canadians to respond. I will welcome the hon. member's response to that question.