Mr. Speaker, we are not accustomed to leading questions on this side of the House. However, my colleague has given me the opportunity to focus on one of the major problems that young people face. My colleague spoke about how people of my generation-I am 53 years old-were able to find work quite easily upon graduating from university. This was likely also true for some people who are younger than me and certainly for those who are older. Finding a job is the issue uppermost in the minds of young people. There is no possible way it can be argued that this bill is part of an overall employment strategy.
Regarding my hon. colleague's second question, I am concerned about the new role that banks are being called upon to play. I am concerned because we are told that as things now stand, the banks have no incentive to ask students to repay the money they owe and that as a result, the government is left to contend with loan defaulters. I note that the minister has given banks a great deal of latitude to negotiate. Is it not a little absurd that the additional money to be spent will be used to help banks put more pressure on students to repay their loans?