Mr. Speaker, in all regional agencies a series of loans were outstanding that are in the process of running. The policy applied to new loans. There was to be a phase in process; one was not to impose this immediately so that business would be able to adjust.
When one looks at those loans within the regional agencies, it is the commercial loans that are repayable. As well, the regional agencies have activities in non profit making areas, structural areas that may well help the economy or a particular region. Those are not repayable.