Mr. Speaker, I want to confirm what I think I understood, so I would like to ask the following question. I believe this loan insurance is self-financing and self-sustaining and does not cost the government anything. I want to make sure that I have understood that correctly.
The other point which I would like the parliamentary secretary to mention once again is this. How will this help Canadians in terms of housing? I believe that needs to be repeated because I do not think it is sufficiently clear in the minds of people.
I would ask my colleague to clarify those two points.