Mr. Speaker, I have one more point with respect to building up the reserve. I will move away from the small business comments I wanted to make.
Regarding the surplus in UI, I maintain the finance minister will probably do some very creative accounting with that surplus. He will reach his 3 per cent of GDP in the next budget and it will be on the backs of taxpayers in a UI surplus. Our growth rate right now, as was just reported, has moved from 4.2 per cent to 2.3 per cent. No one can tell me our economy is going anywhere. We have not created a single sustainable job since the government came to power.